Data to Test Integration

For all transactions, use the following test bank, card, UPI, and wallet numbers to trigger all validations and transfers for Payouts and Cashgram. Add these details while adding the beneficiary, and mock the transfer responses to the provided results.

Please note that transfers to any other details other than the ones mentioned below fail. Test mode payouts and validations simulate a live payout but don’t get processed with the bank.

All different modes and validation for the TEST and PROD environment have to be enabled by Cashfree before the attempt. Reach out to us by filling out the Support Form.

Test Account Details

The SMS notification service is unavailable on the TEST environment, and the OTP is standard across all OTP requests. It is 111000.

Bank Numbers

For banks, the primary parameters for transfer would be the bank account and IFSC number included while adding the beneficiary. Use these test bank numbers to test payouts to a card. Utilized only with test API keys.

Account Number	IFSC	Remarks
026291800001191	YESB0000262	Success
00011020001772	HDFC0000001	Success
000890289871772	SCBL0036078	Success
000100289877623	SBIN0008752	Success
2640101002729	CNRR0002640	Failure – Invaid IFSC code
026291800001190	YESB0000262	Failure – Invalid Account number
007711000031	HDFC0000077	Pending
00224412311300	YESB0000001	Pending (later to Success)
7766666351000	YESB0000001	Pending (later to Failure)
02014457596969	CITI0000001	Success (later to Reversed)
34978321547298	KKBK0000001	Timeout - 100s (later to Success) Test with a timeout of 30s and 100s (gateway timeout)

Card Numbers

For cards, the primary parameter for transfer would be the card number included while adding the beneficiary. Use these test card numbers to test payouts to a card. Utilized only with test API keys.

Card Number	Remarks
4434260000000000	Successful card transfer
4434260000000001	Failed card transfer

Wallet

For wallets, the primary parameter for transfer would be the phone number included while adding the beneficiary. Use these wallet numbers to test payouts to a wallet. Utilized only with test API keys.

Phone Numbers	Remarks
9999999999	Paytm successful wallet transfer
8888888888	Paytm successful wallet transfer
7777777777	AmazonPay successful wallet transfer
6666666666	AmazonPay successful wallet transfer

UPI Numbers

For UPI, the primary parameter for transfer would be the UPI VPA included while adding the beneficiary. Use these UPI VPA to test payouts to an account. Utilized only with test API keys.
VPA

VPA	Remarks
success@upi	Successful UPI transfer
failure@upi	Failed UPI transfer

While in TEST mode, as long as valid external bank information and other relevant conditions get covered, it never requires real identity verification or other interactive steps that are part of the custom account workflow. We also provide a robust postman collection to help test and get started.

The security is on the Bearer token approach, and everything is on https. Also, as another security feature, we accept requests only from whitelisted servers. However, in cases of elastic load balancers, static IPs are not an option. We support dynamic IPs architecture through a public key encryption method.