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Card BIN (Bank Identification Number) refers to the first eight digits of a card number, which identify details such as the issuing bank, card type, country of issuance, and card scheme.

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Use cases for card BIN

Card BIN details can be used for the following purposes:
  • Checkout customisations: Merchants can display the bank name or scheme indicator for customer familiarity. They can also restrict unsupported cards by showing an error when the customer enters the card BIN.
  • Offer targeting: Check offer eligibility based on card BIN, for example, 10% off on Axis Bank credit cards.
  • Risk and fraud management: Block or apply strict usage limits on suspicious cards like those of high-risk countries.

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Card BIN API

When customers start entering their card details at checkout, merchants can use Cashfree’s Get Card BIN Details API to fetch information such as issuing bank, card country, card scheme, card type, and sub-type. Merchants can then build their use case on top of this data.
This API provides two types of responses, depending on your access level. To enable the detailed response for your account, use the raise an issue support form. 
{
  "bank_name": "canara bank",
  "country_code": "in",
  "scheme": "visa",
  "sub_type": "filtered",
  "type": "filtered"
}