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Cashfree Face Match determines whether two images belong to the same individual by analysing facial features and computing a similarity score between them. The Face Match API returns the following:
  • Face match score: 0 to 1.
  • Face match result: YES or NO.
Cashfree Face Match can compare a user’s selfie with images extracted from official identity documents such as Aadhaar, PAN, and other government-issued IDs. Face verification is a key step in identity verification processes, including Know Your Customer (KYC), customer onboarding in financial services, and fraud prevention. Accurate face matching helps reduce impersonation risks, rejected user onboarding, and compliance issues.
You can configure the threshold for a valid face match. Based on industry standards, a recommended threshold is 0.75 (75%).

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Why choose Cashfree

Cashfree Face Match includes the following features:
  • High accuracy: Trained on large datasets of diverse user selfies and ID documents. Recognises subtle differences across various image types.
  • Edge case handling: Supports low-resolution images, blurred or glare-filled uploads, and scanned documents. Helps reduce onboarding failures.
  • Optimised user experience: Minimises onboarding friction. Increases conversion rates and reduces false rejections of valid users.

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Use cases

You can use Face Match across the following industries for identity verification:
Business typeUse case
BanksFace match during account opening for KYC and fraud checks
Microfinance institutionsIdentity verification before instant loan disbursal
Insurance and NBFCsSelfie and ID verification during insurance application
Logistics and on-demand servicesIdentity verification during driver or staff onboarding
Trading and investment platformsFace match for regulatory KYC compliance

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Verifying Face Match

You can test face matches using the Cashfree merchant dashboard. To verify Face Match:
  1. Log in to the Merchant Dashboard.
  2. Go to Secure ID > Regulated digital KYC > Face match.
  3. Select Verify face match, and upload the two images to compare. These can be selfies or ID document images.
  1. Select Verify. You’ll see the face match score and match result in the response.
You can also use the Face Match API for integration into your workflow.