Create Beneficiary V2

Use this API to add a beneficiary to your Cashfree Payments account by providing the bank account number, IFSC, and other required details. Ensure the successful creation of the benficiary in your account before initiating a transfer.

Note: Cashfree no longer support adding beneficiaries with Paytm UPI handles.

Click to view the response codes.

HTTP Status Code	Error Code	Message	Next Action
201	-	-	-
400	beneficiary_id_length_exceeded	beneficiary_id : should not be more than 50 characters long. value received: test_bene_id	Enter a valid beneficiary_id.
400	beneficiary_id_invalid	beneficiary_id : should contain only letters, numbers, hyphen, underscore, pipe, and dot. Value received: .\qewqefwqev	Enter a valid beneficiary_id.
400	bank_ifsc_missing	bank_ifsc : should be provided with the request if bank_account_number is provided	Provide a valid bank_ifsc if bank_account_number is provided.
400	bank_account_number_missing	bank_account_number: should be provided with the request if bank_ifsc is provided	Provide a valid bank_account_number is bank_ifsc is provided.
400	bank_account_number_length_exceeded	bank_account_number : should not be more than 25 characters long. value received: 235142352346523462456345263452345	Provide a valid bank_account_number.
400	bank_account_number_length_short	bank_account_number : should not be less than 4 characters long. value received: 12	Provide a valid bank_account_number.
400	bank_account_number_invalid	bank_account_number : should be alphanumeric. value received: 123@	Provide a valid bank_account_number.
400	bank_ifsc_invalid	bank_ifsc : please provide a valid IFSC. value received: SBIN00708410	Provide a valid bank_ifsc.
400	beneficiary_purpose_invalid	beneficiary_purpose : invalid value provided. Value received: paytm	Provide a valid beneficiary_purpose.
409	beneficiary_id_already_exists	Beneficiary already exists with the given beneficiary_id	Provide a beneficiary_id that is not in use
409	beneficiary_already_exists	Beneficiary already exists with the given bank_account_number and bank_ifsc	Use the GET API to get the details of the existing beneficiary using bank_account_number and bank_ifsc
422	bank_account_number_same_as_source	bank_account_number provided is the same as source bank account	Enter a bank_account_number that is different from the source bank account
422	vba_beneficiary_not_allowed	Virtual bank account as bank_account_number for the beneficiary is not allowed	Enter the actual bank_account_number instead of the virtual account number

Authorizations

x-client-id · string · header · required

Client ID. You can find your app id in the Merchant Dashboard.

x-client-secret · string · header · required

Client secret key. You can find your secret in the Merchant Dashboard.

Headers

x-api-version · string · default: 2024-01-01 · required

It is the API version to be used. The accepted format is YYYY-MM-DD.

x-request-id · string

It is the request ID for the API call. This ID can be used to resolve tech realted issues. Communicate this in your tech related queries to Cashfree Payments.

x-cf-signature · string

Signature to be sent if IP is not whitelisted

Body

application/json

Find the request parameters to create a beneficiary

beneficiary_id · string · required

It is the unique ID you create to identify the beneficiary. Alphanumeric, underscore ( _ ), pipe ( | ), and dot ( . ) are allowed.

Maximum length: 50

Example:

"JOHN18011343"

beneficiary_name · string · required

It is the name of the beneficiary. The maximum character limit is 100. Only alphabets and whitespaces are allowed.

Maximum length: 100

Example:

"John Doe"

beneficiary_instrument_details · object

Beneficiary instrument details

Show child attributes

beneficiary_contact_details · object

It should contain the contact details of the beneficiary.

Show child attributes

Response

201

application/json

OK

Contains the information of the created beneficiary

beneficiary_id · string

It displays the unique Id you created to identify the beneficiary.

Example:

"JOHN18011343"

beneficiary_name · string

It displays the name of the beneficiary.

Example:

"John Doe"

beneficiary_instrument_details · object

It displays the payment instrument details of the beneficiary.

Show child attributes

beneficiary_contact_details · object

It displays the contact details of the beneficiary.

Show child attributes

beneficiary_status · enum<string>

It displays the current status of the beneficiary. Possible values are as follows

• VERIFIED: Beneficiary is verified and is available for payouts
• INVALID: Beneficiary is invalid
• INITIATED: Beneficiary verification initiated
• CANCELLED: Beneficiary verification cancelled
• FAILED: Failed to verify beneficiary
• DELETED: Beneficiary is deleted

Available options:

VERIFIED,

INVALID,

INITIATED,

CANCELLED,

FAILED,

DELETED

Example:

"VERIFIED"

added_on · string

It displays the time of the addition of the beneficiary in UTC.

Example:

"2023-11-22T12:38:22Z"