Direct Transfer V1.2

Use this API to initiate amount transfers directly to the beneficiary account via a bank transfer or UPI. You can add the beneficiary details in the same API request.

This API will be retired soon. Please plan to migrate to the latest version, Transfers V2.

Please use this Authorization token in headers to call any payout API (Refresh this page if the token is expired)

Click to view the response codes.

Sub Code	Status	Message	Next Action
200	SUCCESS	Transfer completed successfully.	-
201	SUCCESS	Transfer Scheduled for next working day.	-
201	PENDING	Awaiting confirmation from beneficiary bank.	-
201	PENDING	Transfer request pending at the bank.	-
202	PENDING	Request received. Please check status after some time.	-
400	ERROR	Multiple PaymentInstruments available for this payment mode.	-
400	ERROR	Specified paymentInstrumentId not valid for this payment mode.	-
400	ERROR	Specified paymentInstrumentId not available.	Enter a different paymentInstrumentId.
400	ERROR	Transfer attempt failed at the bank.	-
403	ERROR	Token is not valid	Verify the generated token
403	ERROR	IP not whitelisted	Whitelist the IP address
403	ERROR	Transfer to this beneficiary not allowed.	Enter different beneficiary details
403	ERROR	This feature is not available for your account.
403	ERROR	Transfer mode is not available for your account.	Enter a different transfer mode.
404	ERROR	Beneficiary does not exist.	Enter a valid beneficiary ID.
409	ERROR	Transfer Id already exists.	Enter a different transfer ID.
412	ERROR	Token missing in the request.	Enter a valid token in the API request.
412	ERROR	BeneId missing in the request.	Enter a valid beneficiary ID.
412	ERROR	Amount missing in the request.	Enter a valid transfer amount.
412	ERROR	TransferId missing in the request.	Enter a valid transfer ID.
412	ERROR	Please wait 30 minutes after adding the beneficiary.	-
412	ERROR	Transfer amount is less than minimum amount of Rs. 100.	Enter a transfer amount that is equal to or more than Rs. 100.
412	ERROR	Transfer amount is greater than the maximum amount of Rs.100000.	Enter a transfer amount that is equal to or less than Rs. 100000.
412	ERROR	Transfer limit for beneficiary exceeded.
412	ERROR	Transfer limit for your account exceeded.
412	ERROR	Not enough available balance in the account.	Retry with sufficient balance in your account.
412	ERROR	Invalid Tag passed in the request.
412	ERROR	Transfer mode not enabled for the account.
412	ERROR	Invalid transfer mode passed in the request.
422	ERROR	Invalid amount passed.	Enter a valid transfer amount.
422	ERROR	Invalid transferId passed.	Enter a valid transferId.
422	ERROR	No Payee Virtual Address associated with the beneficiary.
422	ERROR	Remarks can have only numbers, alphabets and whitespaces.
422	ERROR	Beneficiary details not valid.	Enter valid beneficiary details.
422	ERROR	No Bank account or IFSC associated with the beneficiary.	Enter valid bank account details of the beneficiary.
422	ERROR	Transfer request to paytm wallet failed.
422	ERROR	Invalid IFSC code provided for bank account.	Enter a valid IFSC for the provided bank account details.
422	ERROR	Invalid bank account number or IFSC provided.	Enter valid bank account details.
520	ERROR	Transfer request triggered.No response from bank.

Headers

Authorization · string · required

Bearer auth token.

Content-Type · string · required

application/json

Body

application/json

amount · number · required

Amount to be transferred. Amount should be greater that INR 1.00. Decimals are allowed.

transferId · string · required

A unique ID to identify this transfer. Alphanumeric characters and underscores are allowed (40 character limit).

transferMode · string · required

It is the mode of transfer. Allowed values are: banktransfer, neft, imps, rtgs, upi, paytm, and amazonpay. The default transferMode is banktransfer.

beneDetails · object · required

Object with the beneficiary details to whom amount is to be transferred

Show child attributes

paymentInstrumentId · string

Specify the fund source ID from where you want the amount to be debited.

Response

200

application/json

200

The response is of type any.