Enums

List of all enums used in Payment APIs

Order states

Order states

Order State	Description
ACTIVE	Orders are marked as ACTIVE, when an order is created by the merchant through an API request to Cashfree Payments.
PAID	Orders are marked PAID when the payment is verified by Cashfree Payments and the payment is successful.
EXPIRED	Orders are marked as EXPIRED when the order has exceeded order_expiry_time specified by merchant to complete the order.
TERMINATED	This status might come ONLY if you request to terminate the Order using [Order Termination API](Order Termination API). This indicates that customers can no longer pay for this order.
TERMINATION_REQUESTED	This status might come ONLY if you request to terminate the Order using [Order Termination API](Order Termination API). This indicates that you have requested to Terminate the order, however, its still under process. Order gets Terminated only if there’s no transaction in a non-terminal state. If a transaction is in intermediate state and gets success then status can go from TERMINATION_REQUESTED to SUCCESS also.

Payment states

Payment states

Payment State	Description
SUCCESS	Transactions are marked as SUCCESS when we get a successful response from the bank, and we can capture the amount in our system. Once payment is marked as SUCCESS, we mark the order as PAID.
FAILED	Transactions are marked as FAILED when we get a failed response from the bank.
NOT_ATTEMPTED	Transactions are marked as NOT_ATTEMPTED initially when a transaction is created and an acknowledgement is awaited from the bank.
PENDING	Transactions are marked as PENDING when we have successfully sent the request to the bank but waiting for a response from the bank.
FLAGGED	Transactions are marked as FLAGGED if we have identified any risks associated with the transaction.
CANCELLED	Transactions are marked as CANCELLED when there is success response post time to live. In this case, the amount will be reversed to the customer without any charge being levied to them or the merchant.
VOID	Transactions are marked as VOID when we do not want to capture the transaction amount. This is only applicable for card-based pre-authorized transactions or to UPI one-time mandates. The amount is reversed immediately in these cases by Cashfree Payments.
USER_DROPPED	Transactions are marked as USER_DROPPED when customers drop out of the payment flow without completing the transaction. It will help you understand if customers attempted to pay or not. Some common scenarios where the transaction will be marked as USER_DROPPED are: - Android UPI Intent Payments - when a user clicks on the back button in the UPI app without making any payment attempt. - Card Payments - when a user drops out of the payment flow by closing the OTP verification page. - UPI Collect Transactions - when a user does not enter the UPI PIN and closes the transaction screen

Net Banking Codes

Netbanking codes

Bank Name	Bank Code	TPV Supported
Airtel Payments Bank	3123	N
Andhra Pragathi Grameena Bank	3094	N
AU Small Finance Bank	3087	Y
Axis Bank	3003	Y
Axis Bank - Corporate	3071	N
Bandhan Bank - Retail Banking	3088	Y
Bank of Bahrain and Kuwait	3095	N
Bank of Baroda - Corporate	3060	Y
Bank of Baroda - Retail Banking	3005	Y
Bank of India	3006	Y
Bank of India - Corporate	3061	N
Bank of Maharashtra	3007	Y
Barclays - Corporate	3080	N
Canara Bank	3009	Y
Capital Small Finance Bank	3098	Y
Central Bank of India	3011	Y
City Union Bank	3012	Y
Cosmos Bank	3097	Y
CSB Bank Limited	3010	Y
DBS Bank Ltd	3017	N
DCB Bank - Personal	3018	N
Deutsche Bank	3016	Y
Dhanlakshmi Bank	3019	Y
Dhanlaxmi Bank - Corporate	3072	N
Equitas Small Finance Bank	3076	N
ESAF Small Finance Bank	3100	N
Federal Bank	3020	Y
Fincare Bank	3101	N
Gujarat State Co-operative Bank Limited	3091	Y
HDFC Bank	3021	Y
HDFC Corporate	3084	N
HSBC Retail NetBanking	3092	Y
ICICI Bank	3022	Y
ICICI Bank - Corporate	3073	N
IDBI Bank	3023	Y
IDBI Bank - Corporate	3124	N
IDFC FIRST Bank	3024	Y
Indian Bank	3026	Y
Indian Overseas Bank	3027	Y
Indian Overseas Bank - Corporate	3081	N
IndusInd Bank	3028	Y
Jammu and Kashmir Bank	3029	Y
Jana Small Finance Bank	3102	Y
Janata Sahakari Bank Ltd Pune	3104	N
Kalyan Janata Sahakari Bank	3105	N
Karnataka Bank Ltd	3030	Y
Karnataka Gramin Bank	3113	N
Karnataka Vikas Grameena Bank	3107	N
Karur Vysya Bank	3031	Y
Kotak Mahindra Bank	3032	Y
Maharashtra Gramin Bank	3108	N
Mehsana urban Co-op Bank	3109	N
NKGSB Co-op Bank	3111	N
Nutan Nagarik Sahakari Bank Limited	3112	N
Punjab & Sind Bank	3037	Y
Punjab National Bank - Corporate	3065	N
Punjab National Bank - Retail Banking	3038	Y
RBL Bank	3039	Y
RBL Bank Limited - Corporate	3114	N
Saraswat Bank	3040	Y
SBM Bank India	3115	Y
Shamrao Vithal Bank - Corporate	3075	N
Shamrao Vitthal Co-operative Bank	3041	N
Shivalik Small Finance Bank	3086	Y
South Indian Bank	3042	Y
Standard Chartered Bank	3043	Y
State Bank Of India	3044	Y
State Bank of India - Corporate	3066	N
Suryoday Small Finance Bank	3116	N
Tamil Nadu State Co-operative Bank	3051	N
Tamilnad Mercantile Bank Ltd	3052	Y
Thane Bharat Sahakari Bank Ltd	3118	N
The Kalupur Commercial Co-Operative Bank	3106	N
The Surat Peoples Co-operative Bank Limited	3090	Y
The Sutex Co-op Bank Ltd	3117	Y
TJSB Bank	3119	N
UCO Bank	3054	Y
UCO Bank Corporate	3122	N
Ujjivan Small Finance Bank	3126	Y
Union Bank of India	3055	Y
Union Bank of India - Corporate	3067	N
Utkarsh Small Finance Bank	3089	Y
Varachha Co-operative Bank Limited	3120	N
Yes Bank - Corporate	3077	N
Yes Bank Ltd	3058	Y
Zoroastrian Co-Operative Bank Ltd	3121	N

Wallet Codes

Wallet Codes

S. No	Wallet Name	Payment Code
1	FreeCharge	4001
2	MobiKwik	4002
3	Ola Money	4003
4	Airtel Money	4006
5	Amazon Pay	4008
6	PayTM	4007
7	PhonePe	4009
7	Test Wallet (Sandbox)	4010

EMI Codes

Credit Card EMI Codes

Card Type	Type of EMI	Bank	card_bank_name	Minimum Amount	Maximum Amount	Annual Interest Rate	Tenure
Credit	Standard	HDFC Bank	hdfc	1000	500000	16	3
Credit	Standard	HDFC Bank	hdfc	3000	500000	16	6
Credit	Standard	HDFC Bank	hdfc	3000	500000	16	9
Credit	Standard	HDFC Bank	hdfc	3000	500000	16	12
Credit	Standard	Axis Bank	axis	2500	1000000	14	3
Credit	Standard	Axis Bank	axis	2500	1000000	14	6
Credit	Standard	Axis Bank	axis	2500	1000000	15	9
Credit	Standard	Axis Bank	axis	2500	1000000	15	12
Credit	Standard	Axis Bank	axis	2500	1000000	16	18
Credit	Standard	Axis Bank	axis	2500	1000000	16	24
Credit	Standard	Kotak Bank	kotak	1000	-	16	3
Credit	Standard	Kotak Bank	kotak	2500	-	16	6
Credit	Standard	Kotak Bank	kotak	2500	-	16	9
Credit	Standard	Kotak Bank	kotak	2500	-	16	12
Credit	Standard	Kotak Bank	kotak	2500	-	16	18
Credit	Standard	Kotak Bank	kotak	2500	-	16	24
Credit	Standard	ICICI Bank	icici	1500	500000	15.99	3
Credit	Standard	ICICI Bank	icici	1500	500000	15.99	6
Credit	Standard	ICICI Bank	icici	1500	500000	15.99	9
Credit	Standard	ICICI Bank	icici	1500	500000	15.99	12
Credit	Standard	ICICI Bank	icici	1500	500000	15.99	18
Credit	Standard	ICICI Bank	icici	1500	500000	15.99	24
Credit	Standard	Bank of Baroda	bob	2500	-	13	3
Credit	Standard	Bank of Baroda	bob	2500	-	14	6
Credit	Standard	Bank of Baroda	bob	2500	-	14	9
Credit	Standard	Bank of Baroda	bob	2500	-	15	12
Credit	Standard	Bank of Baroda	bob	2500	-	16	24
Credit	Standard	Bank of Baroda	bob	2500	-	16	36
Credit	Standard	Standard Chartered	standard chartered	2000	500000	11.88	3
Credit	Standard	Standard Chartered	standard chartered	2000	500000	14	6
Credit	Standard	Standard Chartered	standard chartered	2000	500000	15	9
Credit	Standard	Standard Chartered	standard chartered	2000	500000	15	12
Credit	Standard	Standard Chartered	standard chartered	2000	500000	15	18
Credit	Standard	Standard Chartered	standard chartered	2000	500000	15	24
Credit	Standard	RBL Bank	rbl	1500	-	13	3
Credit	Standard	RBL Bank	rbl	1500	-	14	6
Credit	Standard	RBL Bank	rbl	1500	-	15	9
Credit	Standard	RBL Bank	rbl	1500	-	15	12
Credit	Standard	RBL Bank	rbl	1500	-	15	18
Credit	Standard	RBL Bank	rbl	1500	-	15	24
Credit	Standard	AU Small Bank	au	2000	-	14	3
Credit	Standard	AU Small Bank	au	2000	-	14	6
Credit	Standard	AU Small Bank	au	2000	-	14	9
Credit	Standard	AU Small Bank	au	2000	-	14	12
Credit	Standard	AU Small Bank	au	2000	-	14	18
Credit	Standard	AU Small Bank	au	2000	-	14	24
Credit	Standard	IndusInd Bank	indus	2000	-	14	3
Credit	Standard	IndusInd Bank	indus	2000	-	14	6
Credit	Standard	IndusInd Bank	indus	2000	-	14	9
Credit	Standard	IndusInd Bank	indus	2000	-	15	12
Credit	Standard	IndusInd Bank	indus	2000	-	15	18
Credit	Standard	IndusInd Bank	indus	2000	-	15	24
Credit	Standard	IndusInd Bank	indus	2000	-	15	36
Credit	Standard	Yes Bank	yes	1500	-	14	3
Credit	Standard	Yes Bank	yes	1500	-	14	6
Credit	Standard	Yes Bank	yes	1500	-	14	9
Credit	Standard	Yes Bank	yes	1500	-	15	12
Credit	Standard	Yes Bank	yes	1500	-	15	18
Credit	Standard	Yes Bank	yes	1500	-	15	24
Credit	Standard	HSBC	hsbc	2000	-	12.5	3
Credit	Standard	HSBC	hsbc	2000	-	12.5	6
Credit	Standard	HSBC	hsbc	2000	-	13.5	9
Credit	Standard	HSBC	hsbc	2000	-	13.5	12
Credit	Standard	HSBC	hsbc	2000	-	13.5	18
Credit	Standard	Citi Bank	citi	2500	-	13	3
Credit	Standard	Citi Bank	citi	2500	-	13	6
Credit	Standard	Citi Bank	citi	2500	-	15	9
Credit	Standard	Citi Bank	citi	2500	-	15	12
Credit	Standard	American Express	amex	5000	-	14	3
Credit	Standard	American Express	amex	5000	-	14	6
Credit	Standard	American Express	amex	5000	-	14	9
Credit	Standard	American Express	amex	5000	-	14	12
Credit	Standard	American Express	amex	5000	-	14	18
Credit	Standard	American Express	amex	5000	-	14	24

Debit Card EMI Codes

The following 3 card issuers are supported for card-based EMIs. Please send the exact values in the card_bank_name parameter.

Bank Name	Native OTP
HDFC Bank	Yes
Kotak Bank	Yes
ICICI Bank	No

Debit Card EMI Plans

Card Type	Type of EMI	Bank	card_bank_name	Minimum Amount	Maximum Amount	Annual Interest Rate	Tenure
Debit	Standard	HDFC Bank	hdfc	3000	500000	16	3
Debit	Standard	HDFC Bank	hdfc	5000	500000	16	6
Debit	Standard	HDFC Bank	hdfc	5000	500000	16	9
Debit	Standard	HDFC Bank	hdfc	5000	500000	16	12
Debit	Standard	HDFC Bank	hdfc	5000	500000	16	18
Debit	Standard	HDFC Bank	hdfc	5000	500000	16	24
Debit	Standard	Kotak Bank	kotak	3000	200000	19	3
Debit	Standard	Kotak Bank	kotak	5000	200000	19	6
Debit	Standard	Kotak Bank	kotak	8000	200000	19	9
Debit	Standard	Kotak Bank	kotak	8000	200000	19	12
Debit	Standard	ICICI Bank	icici	5000	500000	16	3
Debit	Standard	ICICI Bank	icici	5000	500000	16	6
Debit	Standard	ICICI Bank	icici	5000	500000	16	9
Debit	Standard	ICICI Bank	icici	5000	500000	16	12

Cardless EMI

Card Type	Type of EMI	Bank	provider	Minimum Amount	Maximum Amount	Annual Interest Rate	Tenure
Cardless	Standard	HDFC Bank	hdfc	3000	500000	16	3
Cardless	Standard	HDFC Bank	hdfc	5000	500000	16	6
Cardless	Standard	HDFC Bank	hdfc	5000	500000	16	9
Cardless	Standard	HDFC Bank	hdfc	5000	500000	16	12
Cardless	Standard	HDFC Bank	hdfc	5000	500000	16	18
Cardless	Standard	HDFC Bank	hdfc	5000	500000	16	24
Cardless	Standard	Kotak Bank	kotak	3000	200000	19	3
Cardless	Standard	Kotak Bank	kotak	5000	200000	19	6
Cardless	Standard	Kotak Bank	kotak	5000	200000	19	9
Cardless	Standard	Kotak Bank	kotak	5000	200000	19	12
Cardless	Standard	ICICI Bank	icici	7000	500000	17	3
Cardless	Standard	ICICI Bank	icici	7000	500000	17	6
Cardless	Standard	ICICI Bank	icici	7000	500000	17	9
Cardless	Standard	ICICI Bank	icici	7000	500000	17	12
Cardless	Standard	IDFC Bank	idfc	5000	100000	24	3
Cardless	Standard	IDFC Bank	idfc	5000	100000	24	6
Cardless	Standard	IDFC Bank	idfc	5000	100000	24	9
Cardless	Standard	IDFC Bank	idfc	5000	100000	24	12
Cardless	Standard	CASHe	cashe	1000	100000	23.78	3
Cardless	Standard	CASHe	cashe	6000	100000	25.28	6
Cardless	Standard	CASHe	cashe	9000	100000	25.63	9
Cardless	Standard	CASHe	cashe	12000	100000	25.8	12
Cardless	No Cost	ZestMoney	zestmoney	5000	150000	0	3
Cardless	Standard	ZestMoney	zestmoney	5000	150000	36	6
Cardless	Standard	ZestMoney	zestmoney	5000	150000	36	9
Cardless	Standard	ZestMoney	zestmoney	5000	150000	36	12

Paylater providers

Provider Parameter	Name of the Provider
zestmoney	ZestMoney Paylater
lazypay	Lazypay
simpl	Simpl
mobikwik	mobikwik